The highs and lows of parenting and real estate.

Monthly Archives for
April 2005

Hidden Treasures of an HOA

I have lived in Dobson Ranch almost my entire life. It’s a large, cozy, family oriented subdivision in Mesa. There are several community pools (one with a swim team), a library and a great community newspaper. My parents have owned two homes in Dobson Ranch and Jason and I bought our first home here two and a half years ago.

There are lots of things that I love about this area and our home, but one of my favorite things has nothing to do with our actual living space. Dobson Ranch has several man-made lakes that run around the backs of lucky homes, creating scenic views from backyard porches. In a few places along the roads that line the subdivision, the water peeks up to the edge of the road. In each of these spots, a few yards from the edge of the water sits a three or four foot square platform. At certain sunny times of the day (which, we all know, in Arizona, is almost all the time) many turtles can be seen warming themselves there in full view of all passersby. It’s a cheerful, charming sight that over the years has my neck habitually snapping toward those platforms every time I pass. Often, when Jason walks in the door from work in the afternoon, the first words out of his mouth are about the turtles he passed just before he got home. It’s one of the things that I happily pay my home owner’s association fees for.


(Photo by Robin Ross)

Rabbit’s foot, anyone?

My dad sent me this article yesterday:

Realty Agent Who’ll Work for 0%

It both amused and intrigued me. Who are these nutty people burying statues in their yards to sell their houses? What lucid adult would actually take the time to complete this silly, pointless task? When I voiced this question to my dad (a man whose entire perception of life is based in logic and hard fact), he surprised me with the knowledge that not only my grandmother had done this, but possibly my own mother. I am still struck by the vision of my mother digging a hole in the front yard of our last home on Summit Place. I can picture her in cute Capri’s and handmade jewelry, with a statue in one hand and a spade in the other, and I am overcome with giggles.

I shouldn’t have been so shocked, though; real estate’s a game of chance. If you deal with it on a regular basis and don’t have a lucky charm, you’re probably in the minority. Even though I tend to think that I take after my father in my sense of practicality, I have to admit, a bit of my mother’s superstitious nature has definitely reared its ugly head lately. With my first transaction, we had an offer on the house we were selling within days of putting it on the market. We agreed to terms and signed the contract. The next morning, just before the deal was to go into escrow, the buyers changed their minds. It was really too close to the freeway for them, they told us. We put the house back on the market and crossed our fingers. It was a full week before we received any more offers, and by that point I had bitten my nails to the quick and my stomach turned to knots habitually every time my cell phone rang. When we finally completed a second contract I spent days knocking on every surface of wood I could find every time someone asked me how the the deal was going and I answered, “We’re in escrow…” It seemed almost too good to be true. I learned the lesson early that a real estate deal is like a house of cards: one wrong move and the whole thing comes down.

So my point is, I guess burying St. Joseph can’t hurt your property values….

How much could you sell for?

I’m sure, with all we’ve been hearing about how fast home prices are rising in Arizona, you must have wondered at some point or another, “How much could I sell my home for?” Even if you’re not thinking about selling, I bet that question has at least crossed your mind. Well since I’ve gotten my license and my membership to the South East Valley Regional Association of Realtors, which allows me access to the Multiple Listing Service, I’ve discovered that that question has an easy answer. I just need a little bit of information about a house: square-footage, number of bedrooms and bathrooms, year built and zip code, and I can tell you how much similar houses are selling for right now. I’ve done it for all my friends and family. I even had one friend who was pretty sure she know what places like hers were going for, and she ended up being about $30,000 low.

So if you’ve ever wondered what you could sell your house for right now, click on my ‘Contact Me’ field up at the top of the page and enter the following information into the form:

Number of square feet in your home
The year it was built
How many bedrooms
How many bathrooms
The zip code you live in
Anything else great about the house (pool, new roof, new floors, etc)

I’ll get back to you ASAP with a ballpark figure. It’s always useful to know!

TherMOMeter

My littlest was sick this weekend. He’s almost 10 months old and it’s quickly becoming apparent that he’s one of those kids who is just sick what seems like ALL THE TIME. In reality, he’s probably about average. He’s had a bunch of colds this winter and a nasty ear infection we just could not seem to shake, but he’s never had bronchitis or pneumonia or anything really nasty and hospital-visit-inducing like that. But compared to our older son, Ben, who’s never had an ear infection in his life and who didn’t even visit the doctor enough to ever learn to be afraid of him, Gray’s like a walking petri dish; growing any and every germ he comes into contact with until he’s a feverish, puking mess.

Having a sick baby, however, has allowed me to hone a genetic trait I didn’t previously know I had. It’s one of those things men and non-mothers have long dismissed as an urban legend. Even I, before I had my kids and this trait was awakened, pooh-poohed the idea of it from my own mother. It may sound silly, but I am a human thermometer.

Friday morning when I got Gray up to feed him before I dashed out the door to work, I thought he felt a bit warm. I mentioned it to Jason and he said, he’s fine, and since Gray was eating normally and seemed happy, I ignored it too. When I picked him up from the sitter’s that afternoon, she said he’d had a fine day. By the time we got home and had had a bottle, though, he was still seeming warm to me, and a little bit lethargic too. Jason was still not convinced. “He’s fine,” he kept telling me, “Stop worrying so much.” So we took him with us to dinner at a sushi restaurant. Before our drinks even arrived at the table Gray was projectile vomiting the peas I had just fed him. When I talked to our sitter again on Monday, she said she had actually taken his temperature Friday because she thought he’d felt a bit warm too, but because it was only a degree above normal and he seemed otherwise fine, she hadn’t mentioned it. By Monday night, long after his Tylenol had run out of his system, his head was cool again, and I knew he was on the road to recovery.

I think the ability to judge any small variance of child temperature comes from my love of smushing their sweet little faces against mine.

We actually have one of those fancy ear thermometers that are supposed to be so accurate. I hardly ever use it for anyone but myself, though. I seem to get different readings from each ear and minute to minute. It’s just not anything close to accurate compared to my internal therMOMeter.

The Butterfly Pavilion

Spring time in Phoenix is a fleeting event. It always seems that one minute I’m rejoicing over shedding my winter windbreaker and the next I’m complaining about my flip-flops melting to the asphalt. There’s just not much there in between. Arizona is like a finely made automobile: 0 to 110 in nothing flat (OK, so it’s never actually been zero degrees here… but you catch my drift). There is, however, one actual, bona fide, non-egg-hunting spring time event to be anticipated and enjoyed here in Phoenix: The Butterfly Pavilion.

Ben and I attended this for the first time last year. We went on a Friday in early April and brought floppy hats, sunscreen and our cameras. We paid our admission to the Desert Botanical Gardens (which, I loathe to admit, that even though I’m a native, I’d never been to before) and wandered back through the desert plants and beautiful copper sculptures. We waited in line at a large, shaded green house. When it was our turn to enter, we stepped into a quiet, cool natural sanctuary. Colorful flowers and lush green plants filled it. People, young and old moved carefully and calmly through the pavilion, stopping to gaze at the hundreds of butterflies that flitted around the greenery. The butterflies seemed almost as curious as their youngest observers. They landed briefly on our shoulders and heads and then glided away to drink from the bird baths with orange slices floating in them. Ben was amazed and delighted by the spectacle. He took his first photos that day and enjoyed every moment.

Every year this event is offered. It would make for an excellent and creative date, or an amazing outing for the kids. You don’t want to miss this perk of the desert.

Pasta, Summer Veggies and Peanut Sauce

When I was planning my dinners for the week, last weekend, I unearthed a recipe from my cupboard-o-recipes that I hadn’t made in quite awhile. In fact, I had forgotten all about it and how yummy and easy to prepare it is. So tonight I made it for dinner and vowed never to misplace it again.

Ingredients:

2 chicken breasts
1 tablespoon olive oil
Pasta (we use bow-ties just because they’re Ben’s favorite, any pasta will do)
One large carrot, julienned
Cup of broccoli florets
Cup of sugar snap peas (trimmed)
2 scallions, sliced
1/2 cup smooth peanut butter
2 tablespoons soy sauce
1 1/2 tablespoons rice vinegar
1 clove of garlic, pressed
Red pepper (to taste)
1/3 cup hot water

Preparation:

Cut chicken into cubes and saute over med-high heat in olive oil until not pink in the center. Cook pasta in large pot of boiling, salted water until it is almost done. Add carrot, peas and broccoli to boiling water and continue to boil 3 more minutes. Drain pasta and veggies and rinse with cold water. Combine peanut butter, soy sauce, rice vinegar, garlic, red pepper and hot water in a small sauce pan. Cook on medium heat while whisking until smooth and warm. Combine chicken, pasta and veggies and peanut sauce in a large mixing bowl and toss to coat. Serve on plates and garnish with sliced scallions.

Flooring, Part I (Bamboo)

When Jason, Ben and I (Gray was just a twinkle in our eye, as they say) bought our home, it had had little done to it in the 20-some-odd years since it had been built. Even the paint, wallpaper and carpeting were all still in versions 1.0. Before we actually moved any of our things into the house, we began a week-long process of painting and reflooring. I have a vivid memory from that very first night, of laying down to rest a minute on a giant roll of dirty, dusty, 20-year old carpet that sat on our bare concrete floors. When we had pulled the ratty, brownish carpet up, the padding had been so old it had just disintegrated in our fingers.

Weeks earlier, Jason and I had decided to install wood flooring in the main living areas and hallway. Jason, who is always drawn to the newest, hippest products before they even become hip, wanted to do bamboo floors. But as the keeper of the budget, and practical mind of our twosome, I vetoed this idea in favor of an excellent deal we could get on maple colored engineered hard wood floors.

We are both still happy with this decision. The floors are gorgeous and easy to clean and they were relatively easy to install (I say, as though I actually installed them, when in fact, I had nothing to do with it, they were all the work of my talented husband). Engineered hardwood floors are actually a thin layer of pre-finished planks attached to tongue and grooved particle board. These floors are glued to each other but ‘floated’ on top of the sub floor; which just means that they do not need to be glued or nailed down. Jason spent about three days straight laying the approximately 700 square feet of wood floors we have, pretty much by himself. He had no experience laying that type of floor and they still turned out practically flawlessly.

On the other hand, if I had it to do over again, I would choose, instead, to go with the bamboo floors, for a few reasons. To begin with, environmentally speaking, bamboo is a much smarter choice. Bamboo grows with amazing speed in not very fertile soil. When harvested at it’s optimal maturity (4 years old) bamboo is 25% harder and just as strong as red oak, which is the most common material for wood flooring. So bamboo can be grown more quickly, with less damage to the environment, to an equal benefit to us and our floors. It’s a win/win situation.

Another reason to choose bamboo floors, is that in the last couple of years, they have become more prevalent, and therefore, cheaper and easier to install. You can buy engineered bamboo wood floors that you would install just like we (well, Jason) did ours, and at a comparable price. Cheap, easy to install, durable and environmentally conscious, how can you go wrong?

Any way you choose to go with your wood floors, a great resource (and the place that we got our excellent deal) is www.lumberliquidators.com. We went out to their showroom in Phoenix and came home with floors for $1.99 per square foot. Can’t beat that!

The Appraisal Problem

I’m sure you’ve heard that we’re currently experiencing what’s called a seller’s market. For some time now, the seller, in almost all real estate deals has had the upper hand. Homes are most commonly selling in under a week and receiving multiple full list-price offers. Buyer’s agents are taking extreme measures like waiving home inspections and offering over list price to have their contracts accepted.

An environment like this presents a seller with an interesting question: How high can I price my house? It may seem like a question with an easy answer. Many Realtors have been purposely recommending that owners list their homes much higher than market value because there is such a shortage of houses to buy that they know there is a good chance someone will be willing to pay anything. This may sound savvy, but there are a couple of problems with this reasoning.

First of all, obviously, it’s logic like this that has caused such an inflated market to begin with. Many experts are predicting an inevitable pop of the bubble the housing market has created for itself recently. If this does happen, it could actually cause a dip in home values and your home could be worth less that what you paid for it. No one wants that.

That problem, however, is further in the future. A more immediate worry deals with the appraisal. Every time a loan is obtained an appraisal will be ordered by the bank. On a residential resale property, an appraisal is conducted by comparing similar properties that have been sold in the same area recently. Usually the buyer’s loan will have some sort of contingency on the appraisal either meeting the loan amount, or meeting the sale price. Basically, this means, that if your home is priced above other homes that have sold recently, your buyer’s financing could fall through, nullifying the deal, and causing you to have to start at the beginning in your search for a buyer. In the past, some appraisers have factored in the quickly rising housing market by adding a percentage of worth to a property just because it was sold months, rather than days ago. This gave sellers a sort of backup for the inflation of their properties. Many lenders, however, have recently put a stop to this practice. CENTURY 21 Arizona Foothills has received correspondence from at least one mortgage company that they will no longer accept appraisals based on comparable properties adjusted for time. They maintain that it was not an ethical practice in the first place.

With all of this information, it’s obvious that the smart thing to do, as a seller, is to find comparable properties to support your list price. If you make sure that your property will appraise for what you want to sell it for, you’ll save yourself a lot of extra time and energy in the long run.

Cave Creek and the 101

wish house 1

Jason and I saw this house as we were driving around this weekend. I have always been entranced by homes built into the sides of the mountains that encompass Phoenix. When I was a kid and we would drive by Camelback Mountain, I would gaze at the mansions dotted among the boulders and saguaros and wonder about how they were built and where the road was to get up to their driveways. I used to dream about someday living up there and looking down on the valley.

This house had a gorgeous view of wildflowers and desertscape. It looked huge and well maintained. We especially loved the long wraparound porch in front and the part toward the back left with the wall and roof of windows. The pretty mocha color of the exterior didn’t hurt either.

Baby Food

I helped host a baby shower yesterday, which really just means that I handled the food and my friend Paula did everything else. I love to cook and love to eat, but to be honest; I’m really no good at the games and other stuff that goes with shower merriment. The only problem with the fact that I did the food, was that because I got to choose the menu (with approval of the Mommy-to-be, of course) I picked all my favorite recipes and then ate myself silly…. but I digress. We served two of my most favorite (and most crowd pleasing) party appetizers yesterday, spinach-artichoke dip and fresh fruit dipped in chocolate.

Fruit Dipped in Chocolate

Ingredients:

Strawberries
Blackberries (or raspberries or blueberries)
Grapes
2 bags of semisweet chocolate chips

berries

Preparation:

Wash and dry berries. Heat chocolate chips in a smallish saucepan on the stove on low (or medium low). Stir regularly until chocolate is smooth. Lay parchment paper out on cookie sheets. Dip berries individually halfway into chocolate and lay them carefully on parchment papered cookie sheets. (With the small berries I use a tool called an olive picker. Very cheap tool at any Target or grocery store and perfect for this task.) Put the cookie sheets in the fridge until chocolate is hard. Arrange on a platter and serve!

Spinach-Artichoke Dip

Ingredients:

10 oz. cream cheese
3/4 cup heavy cream
3 tablespoons horseradish
1/2 cup diced artichoke hearts
1 can green chilies
6 green onions, diced
1 cup Parmesan cheese (shredded)
1 1/2 cups pepper jack cheese (shredded)
Tabasco (to taste)
1 box frozen spinach

Preparation:

Soften cream cheese in microwave and mix it with heavy cream until somewhat smooth. Add rest of ingredients, one at a time and mix after every addition (thaw spinach in the microwave according to directions on the box and drain before adding). Heat in oven at 350 degrees for 20 minutes or until bubbly. Serve with chips or bread for dipping.

shower food